John Reik & Associates LLC

About our company

John Reik & Associates LLC is a long-established, multidisciplinary, business training and consulting company.  Founded in 1980, this  Minnesota-based firm offers four distinct, yet highly-complementary, categories of products and services: 

Banking Services: 

We provide a complete line of credit training and consulting services to both banks and bank trade associations.

Business Services: 

We provide the following proprietary training programs to line and staff employees in both manufacturing and service companies: "Finance for the Non-Financial Manager", "Finance for Non-Financial Employees", and "Practical Business Writing".

Banking Publications: 

We offer written and DVD-based training materials to bankers in the areas of personal financial statement analysis, site visit analysis, tax return analysis, and sales training.

Non-Banking Publications: 

We offer written training materials to students, teachers, and business professionals in the areas of corporate finance, algebra, and tax return analysis.


John W. Reik is the founder and president of John Reik & Associates LLC, and  has been a lecturer and Assistant Professor of Corporate Finance at the University of Minnesota for over 34 years.  In addition, John spent eight years as the senior credit trainer and manager of Credit and Finance Education for First Bank System (which is now known as U.S. Bank) and before joining the faculty at the University of Minnesota, John worked as a financial analyst in the Automotive Assembly Division of Ford Motor Company.

John is an honors graduate of Purdue University and the University of Minnesota and holds degrees in management, accounting, finance, and law.  He is a licensed attorney, a past chairman of the Risk Management Association’s (formerly Robert Morris Associates) Minnesota Chapter Education Committee,  and a former senior arbitrator for the Better Business Bureau.

John’s published articles include: Acquisition Financing: The EBIT Multiple Trap, Cash Flow and Intercompany Investments Parts I and II, Improving Capital Expenditure Cash Flow Calculations, and How to Calculate the “Boil Over” Point of an Acquisition.