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  Corporate Finance Explained Volume 1 

Topics:    

Volume 1 of the Corporate Finance Explained series covers the basic corporate taxation, financial mathematics, and valuation tools and concepts that are needed in order to fully understand corporate finance.   It therefore lays the groundwork for topics to come in the other volumes of the series.  This series is appropriate for undergraduate and graduate students who want a deeper and more practical understanding of corporate finance than is conveyed by their classroom textbooks.  This series is also extremely useful for finance professionals who want a clear and concise reference source for concepts that were learned some years ago either through self-study or while in school, but have since become a little “fuzzy.”

Length:
   
Over 280 pages, including more than 200 completely illustrated examples.

Contents:

Introduction to corporate finance

• The definition of corporate finance
• The difference between accounting and corporate finance
• The ultimate goal of corporate finance

Corporate taxation

• Introduction to corporate taxation
• Important ordinary income concepts and issues
  – Tax deductions
  – Current tax rates
  – Incremental and marginal tax rates
  – Average and effective tax rates
  – The maximum tax rate
  – Effect of changing corporate tax rates
  – ACRS AND MACRS explained
  – Effect of changing allowable tax depreciation methods
  – Tax expenses, after-tax expenses, and tax shields
  – NOL carryovers, carrybacks, and carryforwards
• Calculating book values, gains, and losses
• Accounting and tax depreciation concepts and issues
• Recapture of depreciation definition, explanation, and calculation
• Profits from the sale of capital assets and section 1231 business assets

Time value of money

• Important terminology explained
  – Future and present value
  – Compounding
  – Discounting
  – Lump sums
  – Annuities and annuities due
• The concept and application of compound interest
• The importance and interpretation of time value timelines
• Making things simple: the four cases of financial mathematics
  – Present and future value of a lump sum
  – Present and future value of an annuity
• Term loan applications of financial mathematics
  – Payment calculations
  – Amortization table construction and use
• Equivalent annuity applications of financial mathematics
• Special considerations involving present and future value of annuities due
• The definition and application of the Rule of 72
• Over 50 different practice problems with complete, illustrated solutions

Continuous compounding

• The concept of continuous compounding explained
• The derivation of the continuous compounding formula
• The application and interpretation of the continuous compounding formula
• The importance of the Euler Number in continuous compounding problems

Valuation of stocks and bonds

• Determining what the price of a given asset should be
• Exploring the relationship between required return, value, and risk
• Bond valuation concepts and procedures
• Determining how the market puts a price on a given bond
• Bond value versus market price
• Yield to maturity, yield to call, and current yield
• Interest rate risk
• Zero coupon bonds, yield to maturity, and tax effects
• Stock valuation concepts and procedures
• No-growth, constant-growth, and supernormal-growth stocks
• Capital gains and dividend yield as components of required rate of return
• The interesting case of zero-growth stocks
• Present value of growth related investments as a component of stock value
• Calculating investors’ required rates of return
• Use of the earnings/price ratio to calculate investors’ required rates of return
• Calculating the growth rate for a constant-growth stock
   –The future value method
   –The return on equity method

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Product Details:

Softcover:	282 pages, including 39 pages of financial tables
Language:	English
Dimensions:	8.5 x 11.0 x 0.68 inches
Shipping weight:	approximately 1.8 pounds
Font:	12 point, serif
Price:	$21.00

___________________________________________________________________________________________________________________________________________________________________________________



Topics:   


Length:   

311 pages, including more than 220 completely illustrated examples.

Contents:   

Current asset management

• Accounts receivable overview
   – Gross accounts receivable
   – Allowance accounts
   – Net accounts receivable
   – Factors affecting the size of accounts receivable
• Accounts receivable management
   – Definition of accounts receivable management
   – Typical components of a firm’s credit policy
   – The general rule for making changes to a firm’s credit policy
   – Incremental credit policy analysis
• Accounts receivable analysis
   – The three-step process of analysis
   – Average age of accounts receivable
   – Credit terms
   – Aging schedules
• Cash budgets
   – Definition of “going broke”
   – Construction and uses of cash budgets
• Rules for the construction of complementary pro forma statements
   – Complementary pro forma income statements
   – Complementary pro forma balance sheets
   – Complementary cash budgets

Current liability management

• Distinguishing short-term from long-term financing needs
• Introduction to short-term financing sources
• Analysis of accruals
• Analysis of accounts payable (trade credit)
• Analysis of short-term bank loans (notes payable)
• Effective cost of loans
   – Trade credit
   – Simple interest loans
   – Discount interest loans
   – Single-pay loans
   – Installment loans
   – Compensating balance effects
   – Introduction to APR calculations

Financial analysis

• The sources and uses statement
   – Distinguished from a statement of cash flows
   – The four sources and three uses of funds
   – Depreciation as a source of funds
   – Cash basis sources and uses statements
   – Working capital basis sources and uses statements
   – Interpreting the cash basis sources and uses statement
• Ratio analysis
   – Internal versus external ratio analysis
   – The importance of trends in ratio analysis
   – Formulas for, interpretations of, and limitations of liquidity ratios
   – Formulas for, interpretations of, and limitations of asset management ratios
   – Formulas for, interpretations of, and limitations of debt management ratios
   – Formulas for, interpretations of, and limitations of profitability ratios
   – Formulas for, interpretations of, and limitations of stock market ratios
   – The fixed charge coverage ratio in detail
   – The proper role of equity, debt, assets, sales, and profits in ratio analysis
   – The “value chain”
   – ROA, ROE, and ROI in detail
   – Determining the core profitability of a business using ROI
• Cash cycle analysis
   – Days receivables, inventory, and payables
   – Calculating inventory purchases

Balance sheet forecasting

• The importance of the operating cycle in balance sheet forecasting
• The importance of sales forecasts in balance sheet forecasting
• The percent of sales forecasting method for balance sheets
• The uses of the external financing requirement formula
• The ratio forecasting method for balance sheets

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Product Details:

Softcover:	311 pages, including 39 pages of financial tables
Language:	English
Dimensions:	8.5 x 11.0 x 0.75 inches
Shipping weight:	approximately 2.0 pounds
Font:	12 point, serif
Price:	$22.00

Topics:    

Volume 3 of the Corporate Finance Explained series covers long-term asset management, including the important relationships between risk, return, and value.  This series is appropriate for undergraduate and graduate students who want a deeper and more practical understanding of corporate finance than is conveyed by their classroom textbooks.  This series is also extremely useful for finance professionals who want a clear and concise reference source for concepts that were learned some years ago either through self-study or while in school, but have since become a little “fuzzy.”
Length:    

340 pages, including more than 230 completely illustrated examples.

Contents:    

Risk and return

• Introduction
• Risk as a required part of return
• Risk versus uncertainty
• Statistics for individual assets
   – Probability distribution
   – Expected return
   – Standard deviation
   – Coefficient of variation
• Statistics for portfolios
   – Expected return
   – Standard deviation
   – Correlation coefficient
   – Coefficient of determination
   – Error term
   – Beta
• Correlation versus causation
• Introduction to diversification
• The 50-step derivation of the capital asset pricing model (CAPM)
   – Efficient sets, frontiers, or boundaries
   – The Dominance Principle
   – The Limits Observation
   – The capital market line
   – The capital market line
   – Indifference curves
   – The market portfolio
   – The market risk premium
  – Market correction mechanisms for undervalued and overvalued assets
• Recap and summary of the capital asset pricing model (CAPM)

Basic capital budgeting

• Introduction to capital budgeting
• Net present value (NPV)
   – The appropriate discount rate for net present value calculations
   – The effect of cash flow timing on net present value calculations
   – The mechanics of net present value
   – The net present value decision rule
   – Examples of initial cash flows
   – Examples of periodic cash flows
   – Examples of terminal cash flows
   – The effect of discount rates on net present value calculations
• Internal rate of return (IRR)
   – The mechanics of internal rate of return
   – The internal rate of return decision rule
   – The interpretation of internal rate of return
   – Making decisions using internal rate of return
   – The limitations of internal rate of return
   – The connection between internal rate of return and net present value
• Consistency of NPV and IRR analyses
   – The ultimate choice
   – The rankings of choices
• Payback
   – The interpretation of payback
   – Making decisions using payback
   – Problems with payback
   – Benefits of payback
• Comparison of capital budgeting methods

Advanced capital budgeting

• Introduction
• Adjusting for unequal replacement asset lives
   – The chain method
   – The equivalent annuity method
   – The methods compared
• Adjusting for the effects of inflation
   – Effects on cash flows
   – Effects on required return
   – Nominal versus real
• Systematic risk analysis in capital budgeting
   – Fixed asset betas
   – The “Pure Play” method
• Combining the cost of capital and security market line methods
• Probability in capital budgeting
• Capital budgeting under conditions of capital rationing
• Other relevant risks in capital budgeting
• Introduction to real options in capital budgeting
   – Expansion option
   – Contraction option
   – Delay option
   – Abandonment option

Cost of capital

• Problem #1:  There are so many potential sources of capital
• Problem #2:  The cost of each source changes
• Use of the marginal cost of capital in internal rate of return analyses
• Use of the marginal cost of capital in net present value analyses

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Product Details:

Softcover:	340 pages, including 39 pages of financial tables
Language:	English
Dimensions:	8.5 x 11.0 x 0.81 inches
Shipping weight:	approximately 2.2 pounds
Font:	12 point, serif
Price:	$23.00

Topics:    

Volume 4 of the Corporate Finance Explained series covers business and financial risk, long-term financing issues, and well-known modern theories regarding the effect of financing on firm value.  This series is appropriate for undergraduate and graduate students who want a deeper and more practical understanding of corporate finance than is conveyed by their classroom textbooks.  This series is also extremely useful for finance professionals who want a clear and concise reference source for concepts that were learned some years ago either through self-study or while in school, but have since become a little “fuzzy.”
Length:    

366 pages, including more than 120 completely illustrated examples.

Contents:    

Business risk, financial risk, and total risk

• Risks associated with securities
   – Systematic risk
   – Unsystematic risk
   – Total risk
• Risks associated with fixed asset investments    
   – Systematic risk
   – Unsystematic risk
   – Total risk
• Risks associated with operating and financing decisions    
• Business risk
   – Definition
   – Factors causing business risk
   – Measurement
   – Interpretation
• Financial risk    
   – Definition
   – Factors causing financial risk
   – Measurement
   – Interpretation
• Total risk    
   – Definition
   – Factors causing total risk
   – Measurement
   – Interpretation
• Operating leverage
   – Definition
   – Quantifying operating leverage:  The degree of operating leverage
   – Interpreting the degree of operating leverage
   – Verifying the results of the degree of operating leverage
• Financial leverage
   – Definition
   – Quantifying financial leverage:  The degree of financial leverage
   – Interpreting the degree of financial leverage
   – Verifying the results of the degree of financial leverage
• Combined leverage    
   – Definition
   – Quantifying combined leverage:  The degree of combined leverage
   – Interpreting the degree of combined leverage
   – Verifying the results of the degree of combined leverage
• Implications of business risk for investors    
• Breakeven analysis   

Introduction to capital structure theory    

• The effect of capital structure on beta, stock price, and cost of capital
• The effect of recapitalizations on earnings per share    
• A comparison of earnings per share and stock price recapitalization effects    

Modern capital structure theories    

• Equations for the total market value of a firm's stock
• Equations for a firm’s weighted average cost of capital    
• Equations for the total market value of an entire firm
• Net Income Theory   
• Net Operating  Income Theory 
• Miller and Modigliani (M&M) Theories
• A comprehensive comparison of modern theories   

Leveraged beta    

• Derivation of firm value formulas    
• A comparison of firm value formulas    
• Leveraged beta formula with a constant ratio of debt to firm value    
• Leveraged beta formula with a constant amount of debt    

Capital budgeting and adjusted present value    

• Net present value difficulties    
• Adjusted present value overview    
• Use of adjusted present value in capital budgeting    

Firm valuation and adjusted present value    

• Overview 
• Using adjusted present value for firm valuation    

Refunding analysis    

• The mechanics of refunding analysis
• Refunding an outstanding bond issue   

Lease analysis    

• Tax, accounting, and financial aspects of leases    
• The lessee’s perspective: The lease purchase analysis    
   – The determination of an appropriate discount rate    
   – The net advantage to leasing
   – The lessee’s decision    
• The lessor’s perspective: The investment analysis    
   – The determination of an appropriate discount rate    
   – The lessor’s decision

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Product Details:

Softcover:	372 pages, including 39 pages of financial tables
Language:	English
Dimensions:	8.5 x 11.0 x 0.84 inches
Shipping weight:	approximately 2.4 pounds
Font:	12 point, serif
Price:	$24.00

Topics: 

In today's technological age it is becoming increasingly more difficult to “get by” without a firm grasp of entry-level algebraic rules and principles, yet many individuals have never studied these rules and principles in a systematic and understandable way.  The purpose of this self-study book is to introduce these rules and principles in a basic, compact, and understandable way and then to provide lots and lots of practice.  It is useful both for those who desire a relatively painless review of these rules and principles, as well as for those who have never had an opportunity to study them at all.

In short, this is a terrific book to learn the basics.

Length:   

205 pages, including more than 300 problems and examples.

Contents:   

Symbols:  the meaning of +, –, =, <, >, and ≠
Notation rules for multiplication:  the use of x, •, and ( )
Notation rules for division:  the use of /, ÷, and fractions
15 general rules for how numbers behave

7 technical rules for how numbers behave

• The commutative property of addition
• The commutative property of multiplication
• The associative property of addition
• The associative property of multiplication
• Dividing any number, other than 0, by itself gives you 1
• Subtracting any number from itself gives you 0
• Subtracting a number is the same as adding its negative

7 obvious things that are assumed when using equations

• The sides of an equation don't have to be simplified
• Both sides of an equation can contain variables
• You have to do the same thing to both sides of an equation
• The reflexive property of equality
• The symmetric property of equality•The transitive property of equality
• If you want to know what a variable equals, put it all by itself on one side of an equation

Introduction to multiple variables
Multiplication as short-hand addition
The marvelous zero
The behind-the-scenes one
Negative numbers   
Absolute values   
Fractions
The distributive property
Rational and irrational numbers
Introduction to exponents
Exponents in multiplication problems
Exponents in division problems
Square roots
Higher-order roots
Real numbers
Introduction to proofs
Equations versus expressions
Factors and terms
Multinomials, binomials, monomials, and polynomials
Simplifying arithmetic expressions
Multiplying multinomials
Adding multinomials
Tricks for dealing with complicated equations

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Product Details:

Softcover:	205 pages
Language:	English
Dimensions:	8.5 x 11.0 x 0.47 inches
Shipping weight:	approximately 1.3 pounds
Font:	12 point, serif
Price:	$55.95

Topics:   

In today's technological age it is becoming increasingly more difficult to “get by” without a firm grasp of entry-level algebraic rules and principles, yet many individuals have never studied these rules and principles in a systematic and understandable way.  The purpose of this self-study book is to build upon the basic rules and principles that were covered in Volume 1 in a compact and understandable way and then to provide lots and lots of practice.  The topics in Volume 2 are more advanced

Length:   

170 pages, including more than 200 problems and examples.

Contents:   

Functions and inverse functions

• What is an inverse formula?
• What is a function?
• What is a function's argument?
• What notation is used for functions?
• What is the benefit of using this function notation?
• What is a function's domain?
• What is a function's range?
• What is an inverse function?
• How can I easily find an inverse function?

Triangles

• What are the various types of triangles?
• What do the terms right triangle, legs, and hypotenuse mean?
• What is the Pythagorean Theorem and how is it used?

Introduction to graphing:  graphing a line

• How can I graph a line?
• What is the slope of a line?

How can I measure the lengths of lines that are drawn on a graph?

• What does a negative x or a negative y mean on a graph?
• Can functions be graphed?
• How can I calculate the slope of a line?
• What is the shape of the graph of a line?

Substitution method for simultaneous linear equations

• How can I find the intersection point of two lines using algebra?
• What is the intersection point of two parallel lines?
• What is the intersection point of two lines that are the same?
• Is there a general formula for solving simultaneous equations using the substitution method?
• How can I use this general formula for solving simultaneous equations using the substitution method?

Elimination method for simultaneous linear equations

Solving multiple simultaneous equations

• How can I find the intersection point of multiple simultaneous equations?
• Why is this way of solving multiple simultaneous equations called triangularization?

Quadratic equations

• What is a polynomial?
• How do you determine the degree of a polynomial?
• What is a quadratic equation?
• What is the root of a quadratic polynomial and how do I find it?
• Can a quadratic polynomial have just one root?
• Are quadratic polynomials always capable of being factored?
• What is the shape of the graph of a quadratic polynomial?   

Higher-order polynomials

• How do you determine the degree of a polynomial?
• What is a higher order polynomial?
• What is the difference between a polynomial and a quadratic equation?
• What is the shape of the graph of a higher order polynomial?
• Are there patterns to the changes in the shapes of higher order polynomial graphs?
• How many roots do higher order polynomials have?

Synthetic division

• What is synthetic division and how is it used?
• How do you get started in a synthetic division problem?

Matrices

• What is a matrix?
• What are matrices used for?
• How do matrices and triangularization compare?
• How are matrices classified?
• How are matrices added?

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Product Details:

Softcover:	170 pages
Language:	English
Dimensions:	8.5 x 11.0 x 0.39 inches
Shipping weight:	approximately 1.3 pounds
Font:	12 point, serif
Price:	$55.95

Topics:   

Many individuals find themselves needing to understand the structure and format of Form 1040 and its related forms and schedules, either because of job requirements or because they are having difficulties with their personal tax returns.  But what is the underlying logic behind how Form 1040 is arranged?  What do schedules A, B, C, D, E, and F do?  What is a form 4562? 

Length:   

Approximately 220 pages depending on tax year.

Contents:   

A 1040 tax return overview
Discussion of filing status
Discussion of exemptions
Discussion of income

• Wages, salaries, tips, etc
• Taxable interest
• Tax-exempt interest
• Ordinary dividends
• Qualified dividends
• Taxable refunds, credits, or offsets of state and local income taxes
• Alimony received
• Business income or loss
• Capital gains or losses
• Other gains or losses
• IRA distributions
• Pensions and annuities
• Rental real estate, royalties, partnerships, S corps, trusts, etc.
• Farm income or loss
• Unemployment compensation
• Social security benefits
• Other income

Discussion of allowable subtractions from income
Discussion of tax and credits calculations
Discussion of other taxes calculations   
Discussion of payments
Discussion of refunds and liabilities
A comprehensive 60-question Proficiency Test with answers is included

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Product Details:

Softcover:	approximately 222 pages depending on tax year
Language:	English
Dimensions:	8.5 x 11.0 x 0.51 inches
Shipping weight:	approximately 1.5 pounds
Font:	12 point, serif
Price:	$149.95

Topics:   

For business owners, one of the scariest experiences is to have the business’s banker stop by for a visit.  What is the banker looking for?  What should the owner do–or not do–while the banker is there?  What does the banker see as the purpose of such a visit?  For bankers, one of the toughest experiences is to conduct a site visit and notice everything that should be noticed.

Length:   

48 minute program on DVD or VHS with accompanying workbooks.

Contents:   

Assessment of sales and marketing
Assessment of business planning skills
Assessment of environmental protection
Assessment of governmental regulatory compliance issues
Assessment of competition
Assessment of production and operations
Assessment of inventory controls
Assessment of safety practices
Assessment of employee relations

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Product Details:

Format:	This program includes one 48-minute DVD or VHS (you specify below when you order), one spiral    bound 33-page participant manual, and one spiral bound 45-page leader's manual.  Additional   participant manuals can be ordered below.
Director:	Mark J. Spartz
Language:	English
Dimensions:	8.5 x 11.0 manuals
Shipping weight:	approximately 0.7 pounds
Font:	12 point, serif
Price:	$99.95

Topics:  

For business owners, one of the scariest experiences is to have a banker request a personal financial statement.  What is the banker looking for?  What should the individual put–or not put–on a personal financial statement?  What does the banker see as the purpose of such a document?  For bankers, one of the toughest experiences is to review a personal financial statement and notice everything that should be noticed.

Length:   

22 minute program on DVD with accompanying workbooks.

Contents:   

Both consumer and business lenders often request personal financial statements in order to assess the backup repayment capacity of prospective borrowers and loan guarantors.  In fact, Reg. B might even require that a lender receive such a statement. 



Topics:  

For borrowers, one of the most frustrating experiences is to have a banker wasting their precious time lurching from one idea to another in the hopes of making a sale.  For bankers, one of the toughest experiences is to try to find something worthwhile to offer a borrower as a cross-sell without appearing either desperate or inept.

In this program, viewers learn how to use a borrower's tax return in order to find potential customer needs, thereby avoiding the time-wasting, lurching experience so frustrating to their borrowers, while increasing the odds that a useful cross sell can be made.

Drawing upon years of experience from countless business and personal lenders, this program gives viewers an opportunity to “get inside the head” of their borrowers and uncover their true needs.

Length:   

20 minute program on DVD with accompanying workbooks.

Contents:   

Both consumer and business lenders often request personal tax returns for credit purposes in order to assess the repayment capacity of prospective borrowers and guarantors.  But too often, the use of these tax returns stops there.

Why not use these same tax returns in order to improve your cross-selling effectiveness?  Why not use them to target–and meet–specific customer needs?  In other words, why not use them twice–once to assess creditworthiness and once to dramatically improve your chances of making a sale?

There hasn't been a good way to explain how to do this–until now.  In this program, participants follow along with a lender as he examines a loan applicant's personal tax return.  Then, through a series of questions and answers exchanged between the lender and his manager, participants discover that there are literally dozens of subtle cross-selling clues obtainable from that same tax return, and that the return therefore represents a veritable gold mine of selling opportunities.

This program gives participants an absolutely unique opportunity to creatively use a well-accepted credit analysis tool in order to identify valuable cross selling opportunities.  Participants will finish the program with an enhanced ability to improve their cross selling performance and to meet otherwise-hidden customer needs.

While basic in its approach, this program is educational, sales-oriented, fundamental, and timeless in its approach.

Shipping and  Sales Tax:

See the "Important Shipping, Sales Tax, and Payment Information" message at the top of the page.  Remember that total shipping is $7.95 if you order a combination of up to THREE books or DVDs, and SHIPPING IS FREE IF YOU ORDER A COMBINATION OF FOUR OR MORE books or DVDs.

Product Details:

Format:	20-minute DVD plus 10-page participant and 16-page leader's manuals
Language:	English
Dimensions:	8.5 x 11.0 manuals
Shipping weight:	approximately 0.3 pounds
Font:	12 point, serif
Price:	$29.95

Topics:  

For borrowers, one of the most frustrating experiences is to have a banker wasting their precious time lurching from one idea to another in the hopes of making a sale.  For bankers, one of the toughest experiences is to try to find something worthwhile to offer a borrower as a cross-sell without appearing either desperate or inept.

In this program, viewers learn how to use a borrower's tax return in order to find potential customer needs, thereby avoiding the time-wasting, lurching experience so frustrating to their borrowers, while increasing the odds that a useful cross sell can be made.

Drawing upon years of experience from countless business and personal lenders, this program gives viewers an opportunity to “get inside the head” of their borrowers and uncover their true needs.

Length:   

22 minute program on DVD with accompanying workbooks.

Contents:   

Both consumer and business lenders often request personal tax returns for credit purposes in order to assess the repayment capacity of prospective borrowers and guarantors.  But too often, the use of these tax returns stops there.

Why not use these same tax returns in order to improve your cross-selling effectiveness?  Why not use them to target–and meet–specific customer needs?  In other words, why not use them twice–once to assess creditworthiness and once to dramatically improve your chances of making a sale?

The more basic course, entitled Cross Selling Clues on a Tax Return, covers the principles of how to extend the use of tax returns in order to improve a banker's business development results.

In this program, participants follow along with a lender as he examines a loan applicant's complicated personal tax return, which includes a schedule C.  Then, through a series of questions and answers exchanged between the lender and his manager, participants discover that there are literally over 100 subtle cross-selling clues obtainable from that same tax return, and that the return therefore represents a veritable gold mine of selling opportunities.  (A useful four-page checklist is included in each participant manual.)

This detailed program gives participants a creative opportunity to identify numerous and valuable cross selling opportunities.  Participants will finish the program with a greatly-enhanced ability to improve their cross selling performance and to meet otherwise-hidden customer needs.

This program is educational, sales-oriented, fundamental, and timeless in its approach.

Shipping and  Sales Tax:

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Product Details:

Format:	20-minute DVD plus 30-page participant and 35-page leader's manuals
Language:	English
Dimensions:	8.5 x 11.0 manuals
Shipping weight:	approximately 0.5 pounds
Font:	12 point, serif
Price:	$69.95